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30 Year Conventional |
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7.99 |
0 |
8.055 |
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5.99 |
2.75 |
6.312 |
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15 Year Conventional |
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5.375 |
0 |
5.47 |
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4.99 |
2.75 |
5.514 |
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assumptions |
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Lock & Shop w/Free Float Down Option
The Lock & Shop program offers borrowers the ability to guarantee a 30/45/60/90
plus day rate protection while they shop for a home. Once they have found a property,
they can float down to a lower rate any time at least 15 days prior to closing -
Apply now.
Eligible Transactions
- Purchase transactions
- Employed and self-employed applicants
- New and existing construction
- Owner occupied properties
Eligible Properties
All property types are eligible including: 1-4 units, manufactured homes,
condos, and PUD's.
Eligibility
| Conforming Conventional |
Non-Conforming |
| 15 & 30 Year |
1-Year ARM 10, 15, 20 & 30 Year Fixed |
Borrower Eligibility
The borrower must meet one of the following requirements before participating
in the Lock & Shop program:
- must be pre-approved, or
- must have made application through BankersHomeLoan.com
Rate Lock Guarantee Periods Available Customers can lock at the time of
application (or float and lock in later) for either any amount of time. A
deposit is required.
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