| 30 YEAR FIXED RATES |
| Rate |
Points |
APR |
| Conventional - up to $322,700 |
| 7.99 |
0 |
8.055 |
| 5.99 |
2.75 |
6.312 |
| Jumbo - up to $650,000 |
| 6.5 |
0 |
6.56 |
| 6.25 |
1 |
6.405 |
| Reduced Doc - Please call |
| 0 |
0.00 |
0 |
| 0 |
1.00 |
0 |
| No Doc - Please call |
| 0 |
0.00 |
0 |
| 0 |
1.00 |
0 |
| 5 YEAR - ARM RATES |
| Rate |
Points |
APR |
| Conventional |
| 5.75 |
0 |
6.008 |
| 5.5 |
1 |
6.178 |
| Jumbo |
| 6 |
0.00 |
6.259 |
| 5.75 |
1.00 |
6.43 |
| Reduced Doc - Please call |
| 0 |
0.00 |
0 |
| 0 |
0 |
0 |
|
|
| 15 YEAR FIXED RATES |
| Rate |
Points |
APR |
| Conventional - up to $322,700 |
| 5.75 |
0 |
5.846 |
| 5.5 |
1 |
5.752 |
| Jumbo - up to $650,000 |
| 5.5 |
0 |
5.596 |
| 5.25 |
1 |
5.5 |
| Reduced Doc - Please call |
| 0 |
0.00 |
0 |
| 0 |
1.00 |
0 |
| No Doc - Please call |
| 0 |
0.00 |
0 |
| 0 |
1.00 |
0 |
| 1 YEAR - ARM RATES |
| Rate |
Points |
APR |
| Conventional |
| 4.5 |
0.00 |
5.664 |
| 4.25 |
1 |
7.308 |
| Jumbo - Please call |
| 0 |
0 |
0 |
| 0 |
0 |
0 |
** Rates subject to change without notice
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